Built by a Finance Professional.
Built for Finance Professionals.
Vinutha started her career in SME finance over a decade ago, working with sole traders, freelancers, and micro-business owners across the UK. She saw the same story play out, again and again: capable founders running profitable businesses, blindsided by a tax bill or a cash crunch they had no warning about.
The advisory tools available — spreadsheets, basic accounting software, generic bank dashboards — weren't built for the realities of a one-person business. And when Fluidly, the UK's leading cash flow AI, shut down in 2023, an entire category of innovation simply vanished.
CLARIVANCE AI is the platform Vinutha wished she had for every client she's worked with — combining cash flow intelligence, real-time tax ring-fencing, and prescriptive weekly actions in one place. It's purpose-built for the UK MTD era and for the businesses HMRC's deadlines hit hardest.
Today, CLARIVANCE AI Ltd is in pre-launch with three patent-pending innovations filed at the UK IPO and £60,000+ in early advisory revenue from the founder's consultancy practice — proof the problem is real and the solution is wanted.
" To give every UK micro-business owner the financial clarity and confidence of a CFO — at the price of a coffee subscription. "
What we stand for
Transparency First
Clear pricing, plain English, no dark patterns. You always know what you're paying for.
UK-First, Always
Built for UK tax law, UK banking, UK businesses. Data stays in AWS London — full stop.
Net Zero by 2030
Carbon-aware infrastructure, ethical AI use, and a published sustainability commitment.
Genuine Innovation
Three patent-pending claims at the UK IPO. We're not wrapping ChatGPT — we're building real IP.